The Amex SimplyCash is the little brother of the Amex SimplyCash Preferred with an earn rate of 1.25% cashback on all purchases and no annual fee it is a really good catch-all card.
Annual Fee & Signup Bonus
- No Annual Fee
- Earn 2.5% cashback in the first month 3 months up to $150.
Earning rates + Bonuses
- 1.25% cashback
- The cashback is payout annually in September as a statement credit.
- $100,000 Travel Accident Insurance
- Buyer’s Assurance Protection Plan
- Purchase Protection Plan
The only reason I would get the Amex SimplyCash is if I didn't want to go through the hassle of trying to get a better a better CPP evaluation than 1.25 CPP, if I didn’t mind the hassle then I would go with the Amex Choice as if the fixed point flight redemption you could get up to 1.8 CPP.